Warrant In Debt
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warrant in debt is a notice from the Virginia courts to let you know that you are being summoned to make an appearance before a judge, and either claim or deny responsibility for a debt that has fallen into collections status. The summons may say, “You are not required to appear…” But take note of the information that follows that statement: “If you fail to appear, judgment may be entered against you…”
Call now and speak to an attorney about your warrant in debt: 888-996-5382
Do not disregard your notification. The consequences may be costly!
A warrant in debt is a legal measure that can be taken by creditors to secure judgments against consumers whose accounts have fallen into collections status. Your receipt of this type of summons may be due to a past due credit card account, an unfulfilled contractual obligation, an unpaid check that has bounced and/or a liability for negligence determined as a result of a civil suit. Regardless of the circumstances that have generated your notice, it is imperative that you do not ignore it.
Some of the defenses to a warrant in debt in Virginia are as follows:
- Accord and Satisfaction: A mutual agreement between contracting parties to settle for an amount that differs from the original terms of their contract
- Assumption of the Risk: Plaintiff could foresee and openly acknowledged an imminent inability to expect the contractual fulfillment of the terms as they were written
- Discharge in Bankruptcy: A statutory injunction that prohibits actions against an individual or business who has had their debts discharged in bankruptcy court
- Failure of Consideration: A failure of the goods or performance that was subject to a contract due to poor quality, fraudulent claims and other considerations
- An attorney from our firm can review the full range of defenses to a warrant in debt
Being served with a warrant in debt is the first step that a creditor will take in the attempt to garnish your wages. If you should fail to show up for the scheduled hearing, the court will determine that you are pleading no contest. This means that the judge can impose a ruling that will allow a garnishment of your wages to be taken on a weekly basis – and that can be up to 25% of your take home pay. So, for every $100.00 that you earn, you will bring home $75.00, and for every $400.00 you earn, you will bring home only $300.00, and so on.
You may be inclined to respond to your warrant in debt by contacting the attorney listed on the summons. But keep in mind that they are the legal counsel for the plaintiff who is bringing the suit against you. And their intentions are solely to uphold the interests of their client. You do not have to face the courts alone. Call to speak with one of our attorneys, and explore the defenses that may help you avoid a garnishing of your wages.
Call today about your warrant in debt summons: 888-996-5382
It’s never too early to take action, when a court date has been set!
We provide representation for individuals and businesses facing a warrant in debt in Fairfax, Richmond, VA; Washington DC; as well as in Manassas, Woodbridge, Sterling, Gainesville, Chantilly, Springfield and Centreville, VA. No law firm or attorney can make you any promises pertaining to a legal action.