Bankruptcy Attorney
As a
bankruptcy attorney, our firm can help you gather the appropriate information and sort through the intricate details of your financial history, in order to determine your eligibility for debt relief. The changes that were enacted by The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 left many debtors in doubt of their ability to seek bankruptcy through the courts, because there was a belief that such options were no longer available. However, we are here to tell you that relief is still available to those who qualify.
Call a bankruptcy attorney now at 888-996-5382 Stop the sleepless nights and the creditor harassment today!
A bankruptcy attorney can help you gather and review the documentation of your financial history to help you determine your eligibility. We are aware that this is probably a very delicate and emotional time for both you and your family, so we understand the broad range of emotions that you may be facing – especially if you are confronting the possibility of losing everything you worked so hard to obtain and achieve.
As a bankruptcy attorney law firm, we can advise you that a bankruptcy listed on your credit report is generally better than a foreclosure. You may be surprised to learn that that you can qualify for an FHA insured mortgage in as little as two years after your bankruptcy has been processed.
Asking the court for debt relief through a bankruptcy attorney will entitle you to what is known as an “Automatic Stay*,” which is a measure of relief provided to you that would:
- Put a stop to collections efforts
- Put a stop to foreclosure proceedings
- Put a stop to actions of repossession
- Put a stop to harassment by creditors
- Put a stop to many different types of lawsuits
- Put a stop to the garnishing of your wages
Your bankruptcy attorney, according to the law, must make a thorough review of your financial history in order to determine which “chapter” of debt relief you are qualified to pursue. A Chapter 7 filing is also known as a “liquidation” proceeding and it is most useful to debtors who own or have little interest in real estate. A Chapter 11 filing is a “reorganization” proceeding for businesses that are trying to emerge from their financial crises as viable, functioning companies. A Chapter 13 filing is known as an adjustment of debts or a “payment plan” proceeding, which allows debtors to consolidate their debts and create a three to five year payment schedule to help reduce the amount of debt that will need to be paid once the period of their payment plan has been fulfilled.
Call 888-996-5382 now to get bankruptcy attorney assistance with your debt
Everyone deserves a second chance, and that includes you! Call today!
We provide the representation of a bankruptcy attorney in Fairfax, Richmond, VA; Washington DC; as well as in Manassas, Woodbridge, Sterling, Gainesville, Chantilly, Springfield and Centreville, VA. No law firm or attorney can make you any promises pertaining to your debt relief. However, we can provide you with a list of the financial evidence that you will need along with an evaluation of your case in order to comply with the Bankruptcy Code, the Local Rules of Bankruptcy Procedures and/or requests made by U.S. Trustees.
*Your bankruptcy attorney will explain that there are certain exemptions provided to specific creditors during the period of the “Automatic Stay.” While most creditors will be required to halt their collection efforts, some debts, such as federally funded student loans, cannot be discharged through the courts.