Chapter 13 Bankruptcy Lawyer
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Chapter 13 bankruptcy lawyer can help you sort through your finances and seek a repayment plan to get you back on your feet. Debt relief through “repayment bankruptcy” can help you rehabilitate your fiscal health by consolidating your debts into single, monthly payments.
Call 888-996-5382 now. Talk to a Chapter 13 bankruptcy lawyer!
Take control of your debts and stop foreclosure proceedings today.
A Chapter 13 bankruptcy lawyer can help get you on the path to solid progress towards a brighter economic future, as opposed to struggling each week trying to determine which bills to pay and which creditors to keep at bay. A petition for Chapter 13 debt relief will allow you to keep your home along with other assets that the laws exempt from the bankruptcy process.
A Chapter 13 bankruptcy lawyer can help you maintain your ownership of property and consolidate your monthly debts. The attorney will act as the liaison between you and your creditors, who will be forbidden to contact you during the three to five year repayment period of your bankruptcy action. This is due to the “Automatic Stay”* that is implemented when your petition for debt relief is filed and approved by the bankruptcy courts.
An Automatic Stay will:
- Put an end to the garnishment of your wages
- Stop a number of legal actions that are being brought against you
- Put an end to repossession actions
- Stop creditor collection calls and other forms of debt related harassment
- Put an end to foreclosure actions
Your Chapter 13 bankruptcy lawyer will be required to make a thorough review of your financial history, which some clients find embarrassing. However, our goal is the pursuit of debt relief on your behalf and not to judge you. More than 1.5 million Americans will petition for bankruptcy this year. You are not alone, and we understand the difficulties that you are facing.
The following list of financial documentation consists of just a few of the documents that will be needed to assess your eligibility for debt relief through the courts:
- Payroll and/or paystubs for the most recent six months of employment
- Tax returns for the previous two tax filing seasons along with the W2’s and 1099 forms utilized to prepare them
- The most recent three months’ worth of banking statements from every account held
- Address and/or addresses of any and all real estate in which there is an interest (shared or individual)
- Copies of vehicle titles regardless of whether or not the vehicles are in working condition
- Your Chapter 13 bankruptcy lawyer will provide you with a comprehensive list of all of the financial documentation that you will need to produce in order to determine your eligibility status for debt relief through the courts
Call for a Chapter 13 bankruptcy lawyer now: 888-996-5382
We can help you get the second chance that you deserve!
We provide the representation of a Chapter 13 bankruptcy lawyer in Fairfax, Richmond, VA; Washington DC; as well as in Manassas, Woodbridge, Sterling, Gainesville, Chantilly, Springfield and Centreville, VA. No law firm or attorney can make you any promises pertaining to your debt relief. However, we can provide you with a list of the financial evidence that you will need along with an evaluation of your case in order to comply with the Bankruptcy Code, the Local Rules of Bankruptcy Procedures and/or requests made by U.S. Trustees.
*Your Chapter 13 bankruptcy lawyer will explain while most creditors will be required to halt their collection efforts, some debts, such as federally funded student loans, cannot be discharged through the courts.