Chapter 13 Bankruptcy Attorney

A Chapter 13 bankruptcy attorney can help you develop a payment plan to present to the courts, so you can keep your home and other properties. A repayment plan through bankruptcy doesn’t mean you have to lose everything. It simply means you need to get things under control and consolidated for a period of time in order to regain your financial fitness.

Call a Chapter 13 bankruptcy attorney now for debt consolidation: 888-996-5382
Stop the worry and harassment and begin to live again!

Your Chapter 13 bankruptcy attorney can help you review your financial records and begin pursuing a debt free future through consolidation and a three to five year repayment plan. The benefits of choosing a payment plan as your method of debt relief are:

• It prevents foreclosure of your home
• It will stop actions of repossession
• It allows petitioners to catch up on their debts over time as opposed to providing an immediate lump sum payment
• It can help eliminate a great portion of unsecured debt

As a firm providing Chapter 13 bankruptcy attorney services, we can advise you that more than 1.5 million Americans will file for bankruptcy this year. The collapse of the housing market and its ripple effect throughout the economy has left many individuals and families in tough financial shape. So whether you are pursuing debt relief through reorganization or consolidation for repayment, understand that you are not alone. The process may seem a bit daunting or even embarrassing, but, rest assured, we are not here to judge. We are here to help you get out of debt.

Another benefit of speaking with a Chapter 13 bankruptcy attorney for your debt relief is that once your repayment plan is filed and approved by the courts, you will be eligible for an “Automatic Stay,*” which is a legal tool that prevents your creditors from making direct contact with you during the three to five year period that you are making consolidated payments on your debts.

Some of the documentation that your Chapter 13 bankruptcy attorney will request at the onset of your filing includes the following:

• The most recent six months’ worth of paystubs or payroll information
• The most recent two years’ worth of tax returns accompanied by the W2’s and 1099 forms used to complete them
• The most recent three months’ worth of bank statements
• The address or addresses of any property in which you hold ownership
• The titles to any vehicles, whether they are functioning or not
• Your Chapter 13 bankruptcy attorney will provide you with a complete list of the documentation that will be required to pursue the discharge of your debts

Call now and speak to a Chapter 13 bankruptcy attorney: 888-996-5382
The keys to your financial future may be just a phone call away!

We provide the representation of a Chapter 13 bankruptcy attorney in Fairfax, Richmond, VA; Washington DC; as well as in Manassas, Woodbridge, Sterling, Gainesville, Chantilly, Springfield and Centreville, VA. No law firm or attorney can make you any promises pertaining to your debt relief. However, we can provide you with a list of the financial evidence that you will need along with an evaluation of your case in order to comply with the Bankruptcy Code, the Local Rules of Bankruptcy Procedures and/or requests made by U.S. Trustees.

*There are certain exemptions provided to specific creditors during the period of the “Automatic Stay.” While most creditors will be required to halt their collection efforts, some debts, such as federally funded student loans, cannot be discharged through the courts.