Bankruptcy Lawyer

Speaking with a bankruptcy lawyer is not a sign that you have you failed. It is a sign that you are making decisions that will help you take control of your economic crisis and secure a better financial future for both you and your family. This year, more than 1.5 million people in the United States will petition for debt relief through bankruptcy. You are not alone, and we are here to help.

Call a bankruptcy lawyer now and put your mind at ease: 888-996-5382
There’s no need to endure another sleepless night due to debt!

A bankruptcy lawyer from our firm can help you organize and file your petition to the court. The rules and qualifications for bankruptcy may have changed due but relief is still available. Individuals and corporations facing imbalanced debt-to-income ratios and overwhelming debts can still seek bankruptcy.

Your bankruptcy lawyer is required to perform an in-depth evaluation of your financial records in order to determine the chapter of bankruptcy for which you will be able to file. Some people find the process a bit intimidating and even embarrassing. However, let us reassure you that we are not here to judge you. We are here to help you.

The following is a glimpse at some of the information that will be requested:

• Paystubs and/or payroll information for the six-month period prior to petition
• Tax returns along with their coordinating W2’s and 1099’s for the two tax return seasons preceding the petition
• Any and all banking statements from accounts held for three months prior to petition
• The address or addresses of any and all real estate you own, whether it is jointly or individually owned
• Copies of the titles to any vehicles owned, whether they are in working condition or not
• Your bankruptcy lawyer will provide you with a comprehensive list of the information that will be needed in order to get your petition ready for filing

When a bankruptcy lawyer reviews your financial documentation, he or she is interpreting how your economic situation is affected by the laws. For instance, Chapter 7 debt relief, which is known as “liquidation,” is designed for individuals who own very little in terms of property and/or other assets. It is the least complicated form of debt relief, and a Chapter 7 filing can be completed in as a little as a few weeks. Chapter 13 bankruptcy, which is known as the “payment plan,” is designed for individuals with vested interests in homes or other properties. Petitioners under the guidelines of Chapter 13 are provided with a three to five year period of single, consolidated, monthly payments to pay down their debts. Chapter 11 bankruptcies or “reorganizations” are provided to businesses that would like to address their financial crisis and emerge as a functioning company – once the dust has settled.

Navigate these legal waters with the benefit of a bankruptcy lawyer. Call our offices today and speak with someone about your eligibility for debt relief.

Call 888-996-5382 now and speak with a bankruptcy lawyer!
We know what you’re facing, and we can help.

We provide the representation of a bankruptcy lawyer in Fairfax, Richmond, VA; Washington DC; as well as in Manassas, Woodbridge, Sterling, Gainesville, Chantilly, Springfield and Centreville, VA. No law firm or attorney can make you any promises pertaining to your debt relief. However, we can provide you with a list of the financial evidence that you will need along with an evaluation of your case in order to comply with the Bankruptcy Code, the Local Rules of Bankruptcy Procedures and/or requests made by U.S. Trustees.